US Q4 TAX0d 00h 00m 00suntil estimated tax is due, 15 Jan 2027[1]UK SELF ASSESSMENT0d 00h 00m 00suntil the online return is due, 31 Jan 2027[2]AU BAS Q10d 00h 00m 00suntil July to September BAS is due, 28 Oct 2026[3]AU TAX RETURN0d 00h 00m 00suntil self-lodged returns are due, 2 Nov 2026[4]UK LATE FILING£100fine the day after the Self Assessment deadline, then £10 a day after 3 months (up to £900)[5]UK 6 MONTHS LATE£300 or 5% of tax dueextra fine, whichever is greater[5]US FAILURE TO FILE5% a month, max 25%of unpaid tax for each month a return is late[6]US 60+ DAYS LATE$525 or 100% of tax dueminimum penalty, whichever is less (returns due after 31 Dec 2025)[6]AU LATE LODGE$364▲ from $330per 28 days late, up to $1,820, for individuals and small businesses[7]
LedgerReady

Statements to a Xero precoded bank statement CSV

LedgerReady produces Xero precoded statement CSVs: each line carries date, amount, payee, description and an account code from your chart of accounts, so transactions arrive in Xero already coded, plus a categorised ledger and P&L summary.

What you should know

  • Xero's 'Import a precoded bank statement' lets you map Account Code and Tax Type columns; they must match codes in your Xero organisation (Xero Central, as shown in search results 2026-10-14).
  • We use your own chart of accounts codes. Our public sample uses Xero's demo chart codes for illustration.
  • Tax Type is left for you or your accountant to set, because it depends on your tax registration and is outside what we advise on.
  • Dates are written day/month/year in the Xero file; check your import date format setting matches.

What LedgerReady delivers for this

A categorised ledger, P&L summary, reconciliation check and the import files you need. On our synthetic test set (two sample businesses the rules were never tuned on, 317 transactions): 100.0% of transactions extracted exactly, 10 of 10 statements reconciled to the penny, 89.6% categorised correctly first time, 14.2% sent to you to confirm, 2.2% wrong without a flag (7 of 317). Every flagged row needs a human review before import. How we measured.

Get a free 20-transaction sample See a before/after sample

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